I Paid Off My Car Yesterday!!!

Due to my current employment status, or lack thereof, I have been trying to figure out how to reduce some of my monthly expenditures.  One of the best ways is to lower my car insurance.  Of course I was restricted by how much I could lower the coverage because I still had a car loan.  Well, no more, I paid it off yesterday.  I was within 7 payments of paying it off anyway, but I decided to do it sooner.  Luckily I had money saved up for my son's private school tuition, so I borrowed from that money for the time being. 

Now, I feel relieved.  I did not think paying off my car would make any difference in how I felt, but it does.  It's just one less thing.  It's like a weight has been taken off my shoulders.  Now I have to call my car insurance agent to see what all my options are for lowering my insurance rates.  Yes, I actually have an agent. 

I know a lot of you may just be saying, big deal, you don't have a car payment.  But it is a big deal for me. I am one of those that will run a car into the ground.  And with the way cars are built nowadays, I may be able to get more years than that our of it.  So I will be tying to keep this one at least 10 years.  In case your wondering, I have a Scion Xa, and I love it.  It is a tiny car, but it is unbelievably roomy inside.  Also I get 32 miles/gallon in the city.  Woohoo!